Technology Based Mechanisms for Benazir Income Support Program (BISP) – JOB 550

Technology Based Mechanisms for Benazir Income Support Program (BISP)

BISP, or Benazir Income Support Program, is a federal poverty reduction program implemented by the government of Pakistan. It was launched in July 2008 and distributed nearly 90 billion rupees to 5.4 million beneficiaries in 2016.

Technology based mechanisms improve transparency and efficiency of the BISP

Several technology based mechanisms are being implemented by the Benazir Income Support Program to improve the transparency and efficiency of the program. The programme has already disbursed over US$2.9 billion to nearly 4.8 million beneficiaries. It is one of the largest safety net programmes in Pakistan. It is aimed at ensuring the redistribution of resources in the country to the poor.

Technology based mechanisms such as BISP Debit Cards are being distributed to beneficiaries to enable them to withdraw payments at any time. Currently, 93% of the beneficiaries are receiving cash transfers through this mechanism. However, there are still issues regarding the usage of the cards. Beneficiaries do not know how to use the cards and are not aware of the options for making payments.

Another technology based mechanism, the Co-Responsibility Cash Transfers program, links cash transfers to primary school education. The program is currently being implemented in 32 districts of Pakistan. It targets children from the poorest households and provides incentives to children to enroll in school. Using the program, BISP is promoting human capital development and advancing women’s rights.

A new payment model is also being implemented in which banks are encouraged to push payments to beneficiaries. The new model features multiple withdrawal options and allows for agents to collect payments on behalf of beneficiaries. It also includes online reconciliation, a sliding scale commission, and an integrated complaint management system. It has been approved by the BISP Board and is currently in pilot stages. It will be implemented in the country by December 2017.

Another technology based mechanism is the National Socio-Economic Registry. This database is used by more than 30 federal and provincial social sector programs to improve targeting performance. The Registry is an objective targeting system and hosts a database of 167 million households in Pakistan. This database harmonizes the social protection initiatives of the country and improves the pro-poor orientation of social sector programs.

Impact of the COVID 19 pandemic on consumption, health and education during the BISP

Across the world, countries have implemented protective measures to prevent the spread of COVID-19. They have enforced quarantine, banned congregations, and enforced travel restrictions. These measures have had pronounced socioeconomic implications. They have decreased production from factories, and put the food and agricultural sector under strain.

The COVID-19 pandemic has impacted every country in the world, and has a ripple effect on all aspects of human life. It has increased the unemployment rate of female workers, and affected their income. It has also affected the global economy, and the financial markets.

The outbreak has triggered fears of an economic crisis. The World Health Organization has declared the pandemic as a global emergency. The United States has halted non-COVID related research, and the National Institute of Health has halted all non-critical research.

Businesses have been affected by the outbreak, and have faced staffing and supply chain concerns. Panic buying has put the food and agricultural sector under strain. Businesses have been encouraged to reduce their demand for goods and services, and self-isolation policies have been implemented.

Studies have been conducted on how COVID-19 has affected vulnerable populations, and the impact it has had on health and education services. The results have been used to provide evidence for policy makers to improve service delivery. In the United Kingdom, a survey was conducted on the impact of the pandemic on the manufacturing sector. The results showed that turnover was expected to decline over the next two quarters.

Eligibility is determined through National Socioeconomic Registry (NSER) Survey

BISP is using its National Socioeconomic Registry (NSER) to identify households that are eligible for the Benazir Income Support Programme. The NSER database contains data on the socio-economic conditions of over 25 million households in Pakistan. It is the largest socio-economic database of all HHS in the country. The registry is used by more than 30 federal and provincial programmes to enhance targeting efficiency. The registry provides basic assets, employment, and educational information for each household. The registry also provides information on how households qualify for social protection payments.

The Benazir Income Support Programme was designed to support families during times of food or fuel crises. It provides cash grants to women and their children who are living in low-income areas. The program covers residents of Khyber Pakhtunkhwa and Sindh. The program is designed to benefit those earning less than $60 per month.

The Benazir Income Support Programme is working to establish a new database using the National Socioeconomic Registry (NSER). The NSER database will provide updated information on the socio-economic characteristics of households. It will also include quality checks and assessment indicators. BISP is working to improve its targeting efficiency through the database. Currently, BISP has about 27 million households registered with the program. The data in the NSER database has also been used to strengthen the authentication functions of payments.



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